Skip to content

Efficient operations

Our Ops Team Works for You

Customer service is our top priority, and our top customer is you, the loan officer. We employ an efficient, sales-focused loan process, enabling you to concentrate on providing the best experience for your clients. Our processing, appraisal management, underwriting and closing are all in-house. That means your loans are processed quickly, accurately and transparently while you maintain full control, helping you focus on growing your business.

Our head of underwriting is a licensed originator who’s currently doing some of his own loans. Even our CEO is a licensed originator who does some of his own loans. Our managers here really walk the walk, not just talk the talk. They’re right in the trenches with us, doing loans.

Loan Officer Michael Chabot's Headshot
MICHAEL CHABOT
SVP of Residential Lending
NMLS ID #309054

Michael Chabot

Svp of residential lending
NMLS ID #309054

Persistent Pipeline

graphic icon blue with chart on notepad and calculator
Punctual Processing
  • 2-person processing team for each loan officer to help even out pipelines and meet closing deadlines
  • Loan Processor (LP) approves credit, gets loans clear-to-close and has an average capacity of 25-40 files
  • Processing Coordinator (PC) orders insurance and titles, requests CDs, preps files for closing and has an average capacity of 40-60 files
graphic icon blue with chart on notepad
Expert Underwriting
  • 24- to 48-hour underwriting turn times
  • Wide range of specialized underwriters: conventional, jumbo, FHA (DE), VA (LAPP), USDA, housing finance agency and condo
  • “Ask the UW” help desk provides upfront answers to tough underwriting questions
graphic icon blue with lock on ipad
Consistent Closings
  • “Best in the industry” closing team as described by many of our originators and professional partners
  • Closers prepare each closing package and fund each loan, and Closing Department approves all POAs and trusts
  • All wires of funds arrive ahead of schedule, so files close on time and without delay 
Courtney Schaefer Chief Operations Officer Headshot

A Streamlined Process to Delight Your Clients

Your reputation is only as good as the mortgage experience you can deliver, and our Operations team helps you make it a phenomenal one. It’s no mistake that we’re known for industry-beating closing times and “hero deal” loan rescues. Our efficient, reliable and dedicated Ops staff enables you to keep your promises and wow clients and partners alike.

Courtney Schaefer

chief operations officer

We all have one common goal here: to work together to help borrowers get their loans and get into their homes. We’re always listening to our customers and improving what we do so we can be better at that job every day.

Courtney Schaefer