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Prolific products

Our Secondary Puts You First

We are a mortgage banker that has the resources and expertise to ensure you are always competitive. We collateralize and trade our own mortgage-backed securities, and we’re a direct seller to Fannie, Freddie, and Ginnie. Here, you have access to an extensive product line from over 50 different investors in addition to exclusive hedge benefits.

Draper and Kramer is truly the right sized lender. We are big enough to offer all the programs, competitive pricing, best in class marketing, high-level technology that you need to efficiently and effectively compete in today’s marketplace.

Chris Knapp
EVP of Business Development
NMLS ID #224395

Chris Knapp

EVP of Business Development
NMLS ID #224395

Plentiful Programs

• Conventional

Products from 50+ investors | Competitive rates | Minimal overlays | High-LTV programs | Fannie and Freddie direct | Jumbos

• Government

FHA | VA | USDA (including IRRRL) | Ginnie Mae direct

• Niche

First-time homebuyer | Low down payment | Housing finance agencies | Condos | Renovation | Refinances | Seconds and HELOCs | Reverses

• Lock Benefits

Forward commitments | Locks up to 360 days with a property selected and up to 90 days without | Penalty-free borrower and property switches for locked rates

Graphic icons depicting mortgage process and money
Brett Stefanski SVP of Finance Headshot

Secondary That’s
Second to None

Think all lenders’ secondary offerings are the same? Think again! Our Secondary Department provides a vast catalog of loan programs and exclusive lock benefits managed by seasoned MBS experts, so you can grow, tailor and adapt your business. Even through the turbulence of the pandemic, our team has risen to the occasion, preserving product lines, navigating volatility and ramping up capacity to keep our loan officers originating.​

Brett Stefanski

SVP of Finance