Our Secondary Puts You First
Our Secondary Puts
You First
We are a mortgage banker that has the resources and expertise to ensure you are always competitive. We collateralize and trade our own mortgage-backed securities, and we’re a direct seller to Fannie, Freddie, and Ginnie. Here, you have access to an extensive product line from over 80 different investors in addition to exclusive hedge benefits.
There are more products available to me at DKMC than I could ever use. If you can think of it, they’ll find a way to do it. When I joined, I asked for a few new investors, and now we have them. They are willing to track down new programs and find a home for them here.
JASON TWITCHELL
SVP of Residential Lending
NMLS ID #191922
NMLS ID #191922
Jason Twitchell
svp of residential lending
NMLS ID #191922
Plentiful Programs
Conventional
Products from 80+ investors | Competitive rates | Minimal overlays | High-LTV programs | Fannie and Freddie direct | Jumbos
Government
FHA | VA | USDA (including IRRRL) | Ginnie Mae direct
Niche
First-time homebuyer | Low down payment | Housing finance agencies | Condos | Renovation | Refinances | Seconds and HELOCs | Reverses
Lock Benefits
Loan officer pricing flexibility | Forward commitments | Locks (up to 360 days with a property selected, up to 90 days without) with penalty-free borrower and property switches
Secondary That’s
Second to None
Secondary That’s Second to None
Think all lenders’ secondary offerings are the same? Think again! Our Secondary Department provides a vast catalog of loan programs and exclusive lock benefits managed by seasoned MBS experts, so you can grow, tailor and adapt your business. Even through the turbulence of the pandemic, our team has risen to the occasion, preserving product lines, navigating volatility and ramping up capacity to keep our loan officers originating.
SVP of Finance
We pulled out all the stops to secure the resources and the people necessary to handle 2020’s surge in volume. Every company will say they did the same, but if you look at how many lenders have fared compared to us, we stand out in contrast.
Brett Stefanski