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Prolific products

Our Secondary Puts You First

Our Secondary Puts
You First

We are a mortgage banker that has the resources and expertise to ensure you are always competitive. We collateralize and trade our own mortgage-backed securities, and we’re a direct seller to Fannie, Freddie, and Ginnie. Here, you have access to an extensive product line from over 50 different investors in addition to exclusive hedge benefits.

There are more products available to me at DKMC than I could ever use. If you can think of it, they’ll find a way to do it. When I joined, I asked for a few new investors, and now we have them. They are willing to track down new programs and find a home for them here.

Loan Officer Jason Twitchell's Headshot
SVP of Residential Lending
NMLS ID #191922

Jason Twitchell

svp of residential lending
NMLS ID #191922

Plentiful Programs


Products from 50+ investors | Competitive rates | Minimal overlays | High-LTV programs | Fannie and Freddie direct | Jumbos


FHA | VA | USDA (including IRRRL) | Ginnie Mae direct


First-time homebuyer | Low down payment | Housing finance agencies | Condos | Renovation | Refinances | Seconds and HELOCs | Reverses

Lock Benefits

Forward commitments | Locks up to 360 days with a property selected and up to 90 days without | Penalty-free borrower and property switches for locked rates

Graphic icons depicting mortgage process and money
Brett Stefanski SVP of Finance Headshot

Secondary That’s
Second to None

Secondary That’s Second to None

Think all lenders’ secondary offerings are the same? Think again! Our Secondary Department provides a vast catalog of loan programs and exclusive lock benefits managed by seasoned MBS experts, so you can grow, tailor and adapt your business. Even through the turbulence of the pandemic, our team has risen to the occasion, preserving product lines, navigating volatility and ramping up capacity to keep our loan officers originating.

Brett Stefanski

SVP of Finance

We pulled out all the stops to secure the resources and the people necessary to handle 2020’s surge in volume. Every company will say they did the same, but if you look at how many lenders have fared compared to us, we stand out in contrast.

Brett Stefanski